Tip # 16 on Saving, Spending, and Savoring Money


Met your medical, dental or vision insurance deductibles for the year?  If so, consider moving medical, dental, or vision care that you expect to incur next year into this year, including elective surgery covered by your plan.

It’s also a good time to schedule routine examinations typically covered 100% by medical and dental plans.  Even if you can’t afford additional dental work now, you will be minimizing future problems by keeping up with your semi-annual cleaning appointments.

Many vision insurance plans cover most of the cost of one pair of eyeglasses a year.  Take advantage of this benefit to purchase a spare set of glasses.

This tip is especially important if you would lose insurance benefits (or pay higher Cobra prices) with a loss of employment.

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